DO continue making your mortgage or rent payments

DO stay current on all existing accounts

DO keep working at your current employer

DO keep your same insurance company

DO continue living at your current residence

DO continue to use your credit as normal

DO call me if you have any questions

DON’T make a major purchase (ex. car, boat, jewelry, etc.)

DON’T apply for new credit (even if you seem pre-approved)

DON’T open or close a any credit card accounts

DON’T transfer any balances from one account to another

DON’T max out or over charge on your credit card accounts

DON’T consolidate your debt onto 1 or 2 credit cards

DON’T open or close any installment loans

DON’T pay off charge offs without a discussion with us first

DON’T pay off collections without a discussion with us first

DON’T pay off loans or credit cards without discussing with us

DON’T buy any furniture on credit

DON’T open or close any bank accounts

DON’T start any home improvement projects

DON’T open a new cellular phone or gym membership accounts